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Post by kate13 on Sept 24, 2015 18:25:47 GMT 1
Could anyone help with an idea of a price on a cracked rear bumper on a 61 plate VW golf? I recently bumped my daughters teachers car and have made a 4 in crack about 3 inches away from the left rear parking sensor, she got a quote for me that came to £614 and I find this quite a lot for what doesn't seem like much damage! It says £238 for a new bumper plus £24 for 4 parking sensor retainers paint and materials £100 and £150 labour! Including vat that's £614.56 am I right in thinking I'm being taken the Micky out of or this this a correct figure? Any help greatly appreciated. Thanks kate
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Post by spannermonkey on Sept 24, 2015 18:31:25 GMT 1
Sadly not for a decent bodyrepairer,your at their mercy if not going through insurance,cheaper option is finding same colour and spec bumper in salvage but again would need to be totally damage free for them to consider/accept it.
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Post by spannermonkey on Sept 24, 2015 18:35:43 GMT 1
To be honest if your excess on insurance is around the £250 mark the premium is unlikely to rise by £400 next year
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Post by kate13 on Sept 24, 2015 18:42:21 GMT 1
To be honest if your excess on insurance is around the £250 mark the premium is unlikely to rise by £400 next year I'm a new driver and don't really understand all this premiums and stuff  ? my excess is £250 voluntary then £150 mandatory! Would it be better to just go through my insurance? |
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Post by Karl on Sept 24, 2015 18:46:26 GMT 1
Could anyone help with an idea of a price on a cracked rear bumper on a 61 plate VW golf? I recently bumped my daughters teachers car and have made a 4 in crack about 3 inches away from the left rear parking sensor, she got a quote for me that came to £614 and I find this quite a lot for what doesn't seem like much damage! It says £238 for a new bumper plus £24 for 4 parking sensor retainers paint and materials £100 and £150 labour! Including vat that's £614.56 am I right in thinking I'm being taken the Micky out of or this this a correct figure? Any help greatly appreciated. Thanks kate No sounds about right I'd pay the £250 as that's what insurance is for |
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Post by rhyds on Sept 24, 2015 18:50:49 GMT 1
Your insurance excess is the amount of money you have to pay towards an insurance claim. Mandatory excess is what the insurance company considers a minimum excess on its policy, where as a voluntary excess is one you agree to pay when your take the policy out (in return for a cheaper insurance premium).
With a £150 mandatory and a £250 voluntary excess, your excess on any claim will be £400. Remember you will have to notify any other insurers of that claim for 5 years, you'll lose two years no claims discount, so for the sake of the £200 you'll get off the insurance you're probably better off paying for it yourself.
Have you been given a written quote/estimate?
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Post by upkeep on Sept 24, 2015 19:01:19 GMT 1
I thought it was rather on the cheap side
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Post by valhalla on Sept 24, 2015 23:51:21 GMT 1
It'll be recalled back to Germany soon anyway.....  |
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Post by Karl on Sept 25, 2015 18:17:00 GMT 1
It'll be recalled back to Germany soon anyway..... Have to hope the "cheat device " is in the rear bumper |
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Post by Rhubarb on Sept 25, 2015 22:59:57 GMT 1
It'll be recalled back to Germany soon anyway..... Have to hope the "cheat device " is in the rear bumper At least it won't smoke much now the rear exhaust box has been flattened  I could have sorted this out with a £6.99 rattle can from Halfords tomorrow morning for her too! |
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Post by sorted on Sept 26, 2015 0:31:46 GMT 1
On the insurance point, bear in mind the excess is usually only payable on your own repairs. Most (not all) insurers don't apply the excess to third party damage. But as others have said premium will still rise next time around!
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oli
Apprentice
Posts: 1,065
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Post by oli on Sept 27, 2015 21:40:22 GMT 1
These sorts of repairs often seem very expensive on the face of it, but the figure you quote isn't outrageous.
With parts like bumpers and other bodywork, it doesn't matter if you just crack it or smash the thing to bits if you have to replace it, it costs the same. A lot of the cost is painting. It takes a lot of time to spray all the layers and matching colours is a real skill. Mixing paint in small amounts isn't any easier or quicker than for big jobs.
Body coloured bumpers look great but they can be very expensive. A similar thing on a car a few years ago would probably have been just a bolt on bumper swap at a tenth the cost.
Oli
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oli
Apprentice
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Post by oli on Sept 27, 2015 22:03:08 GMT 1
If it's a small crack, you may be able to find a non-dealership garage willing to have a go at repairing the bumper, which might be a bit cheaper.
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? my excess is £250 voluntary then £150 mandatory! Would it be better to just go through my insurance?
